A budget app for two people who share a life

01What shared actually means

You both open the same household. The same accounts, the same budgets, the same goals, the same history, and anything one of you adds is there for the other straight away.

Every entry carries the name of the person who made it. That is not surveillance, it is the answer to the only money question couples actually ask, which is not “who spent it?” but “what was it?”. A line reading “240 on the 22nd” is an argument waiting for its occasion. A line reading “Birthday dinner, added by Clara” is a Tuesday.

02Two of you, or the whole family

There are two different things here and most apps blur them.

Spending can be attributed to anyone in the household, however many that is: children, a flatmate, a parent living with you. There is no limit on that, because a name on an expense costs nothing.

Signing in is separate, and it is capped at three people, each with their own email and password. One of you owns the household; the others get editing rights or read-only access. Access can be withdrawn in a moment, and a pending invitation holds one of the three places until it is accepted.

03Keeping one thing to yourself

Sharing a budget should not mean surrendering every account in it. Any account can be hidden from the other members, and for them it does not exist: not greyed out, not locked, absent.

That is there for the obvious reason, which is that a present stops being a present once the other person can watch it being paid for, and for the less obvious one, which is that two adults sharing a life are allowed to keep a personal account personal.

04What it deliberately does not do

It does not split bills. It keeps no balance between two people, works out nobody's share, and will never tell you that one of you owes the other 43.50.

That is a real and useful job, and Splitwise and Tricount do it well. It is also a different job. Theirs is about settling up between people who keep their money apart; ours is about a household whose money is, however imperfectly, shared. Building both into one app means doing neither of them properly, so we chose.

If the two of you genuinely keep money separate and settle up monthly, use one of those for the settling and this for the part that is common.

05What it costs for two

One subscription covers the household, not one per person. CHF 8.99 a month at the founder price, for the first 30 households to subscribe, and it stays there for as long as the subscription does.

Thirty days free to begin with, no card, and neither of you connects a bank.